Personal Checking

Personal Banking Services

Account Description Minimum Opening Deposit Interest Paid Fee if Account Requirements Not Met Account Requirements ATM Debit Card Access Check Writing Fees
Personal Checking Great basic account. $100 None $10 monthly This account involves related accounts with minimum balance requirements and additional requirements. See footnote¹ Yes 25 free per monthly statement cycle; $.25 each additional
Choice Checking For those who write fewer checks. $100 None $3.00 monthly standard fee applies None Yes 10 free per monthly statement cycle; $.50 each additional
Student Checking For full-time students ages 18-23 $100 None None 18-23 years old; full-time college student Yes None
Good Times Banking* For those 55 years or better $100 Monthly (no interest option available upon request) None 55 years old or better Yes None
G2G:) Checking For those 14 to 17 years old Any Amount None None 14-17 years of age Yes None
Personal NOW Checking with interest $100  Monthly $15 monthly Average daily balance of $1,000 to avoid monthly maintenance fees Yes
25 free per monthly statement cycle; $.25 each additional
HSA NOW Health Savings Account Any Amount Monthly None An HSA (Health Savings Account) is subject to limitations and/or penalties imposed by the IRS No None
Connexions* A No Fee Direct Deposit Account $100 None $15 monthly A direct deposit is required each statement cycle to avoid monthly fee & check writing fee Yes 25 free per statement cycle; $.25 per additional if account requirement is not met

All Accounts Receive Monthly Statements 

*One-year free rental of a 2x5 or 3x5 Safe Deposit Box.
*¹ $500 minimum daily balance or $750 average daily balance in checking account; or $1,000 minimum daily balance in a related Money Market, related Savings or related CD to avoid monthly maintenance fees. This related balance requirement requires you to request a Personal Banker to set up your related accounts for relationship pricing.