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Fixed Rate Certificate of Deposit & IRA CD Accounts
Rates Effective as of: August 3, 2023
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|
Term
|
Minimum Balance (to Obtain APY)
|
Interest Rate
|
Annual Percentage Yield APY
|
|
3 Months
|
$1,000
|
0.50%
|
0.50%
|
|
6 Months
|
$1,000
|
0.50%
|
0.50%
|
|
12 Months
|
$1,000
|
0.50%
|
0.50%
|
|
18 Months
|
$1,000
|
0.50%
|
0.50%
|
|
24 Months
|
$1,000
|
0.55%
|
0.55%
|
|
30 Months
|
$1,000
|
0.60%
|
0.60%
|
|
36 Months
|
$1,000
|
0.80%
|
0.80%
|
|
48 Months
|
$1,000
|
0.85%
|
0.85%
|
|
60 Months
|
$1,000
|
1.00%
|
1.00%
|
|
3 Months
|
$50,000
|
0.55%
|
0.55%
|
|
6 Months
|
$50,000
|
0.55%
|
0.55%
|
|
12 Months
|
$50,000
|
0.55%
|
0.55%
|
|
18 Months
|
$50,000
|
0.55%
|
0.55%
|
|
24 Months
|
$50,000
|
0.60%
|
0.60%
|
|
30 Months
|
$50,000
|
0.65%
|
0.65%
|
|
36 Months
|
$50,000
|
0.85%
|
0.85%
|
|
48 Months
|
$50,000
|
0.90%
|
0.90%
|
|
60 Months
|
$50,000
|
1.05%
|
1.05%
|
|
|
|
|
|
|
3 Months
|
$100,000
|
0.60%
|
0.60%
|
|
6 Months
|
$100,000
|
0.60%
|
0.60%
|
|
12 Months
|
$100,000
|
0.60%
|
0.60%
|
|
18 Months
|
$100,000
|
0.60%
|
0.60%
|
|
24 Months
|
$100,000
|
0.65%
|
0.65%
|
|
30 Months
|
$100,000
|
0.70%
|
0.70%
|
|
36 Months
|
$100,000
|
0.90%
|
0.90%
|
|
48 Months
|
$100,000
|
0.95%
|
0.95%
|
|
60 Months
|
$100,000
|
1.10%
|
1.10%
|
|
|
|
|
|
|
9 Months PROMO
|
$1,000
|
4.25%
|
4.32%
|
|
9 Months PROMO
|
$50,000
|
4.25%
|
4.32%
|
|
9 Months PROMO
|
$100,000
|
4.25%
|
4.32%
|
|
13 Months PROMO
|
$1,000
|
4.00%
|
4.06%
|
|
13 Months PROMO
|
$50,000
|
4.00%
|
4.06%
|
|
13 Months PROMO
|
$100,000
|
4.00%
|
4.06%
|
|
23 Months PROMO
|
$1,000
|
2.75%
|
2.78%
|
|
23 Months PROMO
|
$50,000
|
2.75%
|
2.78%
|
|
23 Months PROMO
|
$100,000
|
2.75%
|
2.78%
|
IRA CDs can be opened for a period of 6 months or longer.
CDs with terms six months or longer earn interest quarterly.
APY is based on interest left in the account for one year.
There is a substantial penalty for early withdrawal.
Fees and withdrawals will reduce earnings.
|
Variable Rate Accounts
Rates Accurate As Of August 3, 2023
|
|
Variable Rate Interest Bearing Accounts
|
Minimum Balance ( to Obtain APY)
|
Interest Rate
|
Annual Percentage Yield APY *
|
|
Statement Savings1
|
Any
|
0.10%
|
0.10%
|
|
Passbook Savings1
|
Any
|
0.10%
|
0.10%
|
|
Savings IRA 1
|
Any
|
0.50%
|
0.50%
|
|
N.O.W. Account Tier 1
|
Less than $2,500
|
0.05%
|
0.05%
|
|
N.O.W. Account
|
$2,500
|
0.05%
|
0.05%
|
|
HSA N.O.W.
|
Any
|
0.10%
|
0.10%
|
|
Money Market
|
$1,000
|
0.10%
|
0.10%
|
|
Money Market
|
$10,000
|
0.10%
|
0.10%
|
|
Money Market
|
$25,000
|
0.50%
|
0.50%
|
|
Money Market
|
$100,000
|
1.25%
|
1.26%
|
|
Money Market
|
$250,000
|
1.75%
|
1.76%
|
|
Money Market
|
$500,000
|
2.00%
|
2.02%
|
|
Money Market
|
$1,000,000
|
2.50%
|
2.53%
|
1$100 Minimum Balance is required to open a Savings, NOW Account Tier 1, or IRA Savings account.
*VARIABLE RATE ACCOUNTS: Interest rate and annual percentage yield may change at our discretion. We may change the interest rate on your account every week.
All Interest Rates and Annual Percentage Yields are accurate as of the date shown: subject to change without notice. The disclosed Annual Percentage Yield assumes that interest will remain on deposit for one year. Fees or withdrawals of Interest will reduce earnings. There is a substantial penalty for the early withdrawal of a CD.
|
|
Unsecured Loan
|
|
Rate
|
APR*
|
Payment*
|
|
Please contact a Loan Officer for details.
|
|
Consumer Residential 5/1 Adjustable Rate Mortgage (ARM*)
|
|
|
Term
|
Rate*
|
APR**
|
Points
|
Payment**
|
|
Please contact a Loan Officer for details.
|
|
Home Equity Loan - 5/1 Adjustable Rate Junior Mortgage (ARM*)
|
|
|
Rate*
|
APR**
|
Payment**
|
Term
|
|
Please contact a Loan Officer for details.
|
|
Consumer Home Equity Line of Credit (HELOC) Variable Rate
|
|
Collateral
|
Rate
|
APR
|
|
Please contact a Loan Officer for details.
|
Mortgage Loan Rates
|
|
Term
|
Interest Rate
|
APR*
|
Monthly Principal and Interest Payment
|
|
Please contact a Loan Officer for details.
|
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