Personal Banking Services
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Account
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Description
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Minimum Opening Deposit
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Interest Paid
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Fee if Account Requirements Not Met
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Account Requirements
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ATM Debit Card Access
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Check Writing Fees
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Personal Checking
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Great basic account.
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$100
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None
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$10 monthly
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$500 minimum daily balance/$750 average daliy balance/$1000 minimum daily balance in MM Savings, or CD
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Yes
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25 free per month; $.25 each additional
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Choice Checking
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For those who write fewer checks
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$100
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None
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$3.00 monthly standard fee applies
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None
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Yes
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10 free per month; $.50 each additional
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Student Checking
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For those under 24 years old
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$100
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None
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None
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18-23 years old; full-time college student
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Yes
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None
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Good Times Banking*
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For those 55 years or older
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$100
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Monthly or None
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None
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55 years old or older
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Yes
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None
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G2G:) Checking
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For those 14 to 17 years old
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Any Amount
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None
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None
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14-17 years of age
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Yes
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None
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Personal NOW
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Checking with interest
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$100
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Monthly
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$15 monthly
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Average daily balance of $1000
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Yes
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25 free per month; $.25 each additional
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HSA NOW
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Health Savings Account
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Any Amount
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Monthly
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None
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An HSA (Health Savings Account) is subject to limitations and/or penalties imposed by the IRS
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No
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None
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Connexions*
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A No Fee Direct Deposit Account
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$100
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None
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$15 monthly
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A direct deposit is required each statement cycle to avoid monthly fee & check writing fee
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Yes
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25 free; $.25 per additional if account requirement is not met
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All Accounts Receive Monthly Statements
*One year free rental of a 2X5 or 3X5 Safe Deposit Box
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