Forest Park National Bank & Trust Co.

Whether you're just starting to develop a savings plan... or looking to grow your current savings, we have savings options designed to help you achieve your financial goals.

Savings Accounts
	Minimum Opening Deposit	Interest Paid	Account Requirements	Fee if Below Minimum	ATM Access	Statements	Other Features	General Fees
Statement Savings	$100.00	Quarterly	$250 Average Daily Balance	$10.00 Quarterly	Yes	Quarterly	None	None
Passbook Savings	$100.00	Quarterly	$250 Average Daily Balance	$10.00 Quarterly	No	No	None	None
MoneyBeez	Any Amount	Quarterly	Up to 17 Years Old	None	No	Quarterly	None	None
Personal Money Market*	$1000.00	Monthly	$1000 Average Daily Balance	$10.00	Yes	Monthly	6 free debits; then $10.00 each	None
Certificate of Deposit	$1000.00	Quarterly	None	None	No	No	None	None
*Federal regulations limit transfers/withdrawals or a combination of transfers/withdrawals from savings and money market accounts to six each month. Limited transfers/withdrawals include the following: check, debit card or a similar order payable to a third party, preauthorized transfers, automatic transfers, and telephone transfers. Unlimited transfers or withdrawals are permitted for transfers to repay loans at the same institution, transfers to another account of the depositor at the same institution and withdrawals, when made by mail, messenger, ATM, in person, or by telephone, provided a check is mailed to the depositor.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation through December 31, 2012, and, in addition, interest on Lawyers Trust Accounts ("IOLTAs") are included in the definition of "noninterest-bearing transaction account". This temporary unlimited coverage is in addition to and separate from the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. For an FDIC insurance calculator using general deposit account rules, visit https://www.fdic.gov/edie. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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