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Whether you're just starting to develop a savings plan... or looking to grow your current savings, we have savings options designed to help you achieve your financial goals.


Savings Accounts
Minimum Opening Deposit
Interest Paid
Minimum Balance
Fee if Below Minimum
ATM Access
Statements
Other Features
General Fees
Statement Savings
$100.00
Quarterly
$250 Average Daily Balance
$10.00 Quarterly
Yes
Quarterly
None
None
Passbook Savings
$100.00
Quarterly
$250 Average Daily Balance
$10.00 Quarterly
No
No
None
None
MoneyBeez
Any Amount
Quarterly
None
None
No
Quarterly
None
None
Personal Money Market*
$1000.00
Monthly
$1000 Average Daily Balance
$10.00
Yes
Monthly
6 free debits; then $10.00 each
None
Certificate of Deposit
$1000.00
Quarterly
None
None
No
No
None
None
*Federal regulations limit transfers/withdrawals or a combination of transfers/withdrawals from savings and money market accounts to six each month. Limited transfers/withdrawals include the following: check, debit card or a similar order payable to a third party, preauthorized transfers, automatic transfers, and telephone transfers. Unlimited transfers or withdrawals are permitted for transfers to repay loans at the same institution, transfers to another account of the depositor at the same institution and withdrawals, when made by mail, messenger, ATM, in person, or by telephone, provided a check is mailed to the depositor.



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Forest Park National Bank & Trust Co. is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage under the FDIC's general deposit insurance program which covers interest bearing accounts to $250,000 per depositor through December 31, 2013.

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