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Personal Banking Services
Account
Description
Minimum Opening Deposit
Interest Paid
Requirements
Fee
ATM Access
Check Writing Fees
Personal Checking
Great basic account.
$100
None
$500 minimum/$750 average daily balance/$1000 in MM, Savings, or CD
$10 monthly
Yes
25 free per month; $.25 each additional
Choice Checking
For those who write fewer checks
$100
None
None
$3.00 monthly
Yes
10 free per month; $.50 each additional
Student Checking
For those under 24 years old
$100
None
18-23 years old; full-time college student
None
Yes (no fee)
None
Good Times Banking
For those over 55 years old
$100
Monthly
55 years old or older
None
Yes (no fee)
None
G2G:) Checking
For those 14 to 17 years old
$100
None
14-17 years of age
None
Yes (no fee)
None
Personal NOW
Checking with interest
$100
Monthly
Average Daily Balance of $1000
$15 monthly
Yes
25 free per month; $.25 each additional
HSA NOW
Health Savings Account
Any Amount
Monthly
None
None
n/a
None
Connexions
A No Fee Direct Deposit Account
$100
None
At least one Direct Deposit each statement cycle
None
Yes (No fee with active monthly direct deposit)
None
All Accounts Receive Monthly Statements

Personal Online Banking
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Forest Park National Bank & Trust Co. is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage under the FDIC's general deposit insurance program which covers interest bearing accounts to $250,000 per depositor through December 31, 2013.

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