Personal Banking Services
Regular Personal Checking Account
Choice Checking
Student Checking
Sterling Checking
Interest Checking
Direct Deposit Checking
Description
Great basic account.
For those who write fewer checks.
For those under 24 years old.
For those over 55 years old.
Checking with interest.
Free checking with direct deposit.
Minimum Opening Deposit
$100
$100
$100
$100
$100
$100
Earns Interest
No
No
No
Yes
Yes
No
Minimum Balance
$500 minimum or$750 average daily balance or$1,000 minimum daily balancein Savings or Investment Account
No
No
No
Average daily balance of $1,000
No
Fee if Below Minimum
$10.00 monthly
$3.00 monthly
None
None
$15.00 monthly
None
ATM Access
Yes
Yes
Yes
Yes
Yes
Yes
Check Writing
25 free per month
10 free per month
None
None
25 free per month
None
Limits
$0.25 per additional check
$0.50 per additional check
None
None
$0.25 per additional check
None
Other Requirements
None
None
Must be full or part-time student
None
None
Direct deposit required each statement cycle. If direct deposit not received, then $15 monthly fee and $.25 per check fee after 25


Member FDIC
Forest Park National Bank & Trust

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