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Personal Banking Services
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Regular Personal Checking Account
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Choice Checking
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Student Checking
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Sterling Checking
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Interest Checking
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Direct Deposit Checking
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Description
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Great basic account.
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For those who write fewer checks.
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For those under 24 years old.
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For those over 55 years old.
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Checking with interest.
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Free checking with direct deposit.
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Minimum Opening Deposit
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$100
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$100
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$100
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$100
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$100
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$100
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Earns Interest
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No
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No
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No
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Yes
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Yes
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No
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Minimum Balance
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$500 minimum or$750 average daily balance or$1,000 minimum daily balancein Savings or Investment Account
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No
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No
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No
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Average daily balance of $1,000
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No
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Fee if Below Minimum
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$10.00 monthly
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$3.00 monthly
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None
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None
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$15.00 monthly
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None
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ATM Access
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Check Writing
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25 free per month
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10 free per month
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None
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None
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25 free per month
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None
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Limits
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$0.25 per additional check
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$0.50 per additional check
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None
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None
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$0.25 per additional check
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None
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Other Requirements
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None
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None
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Must be full or part-time student
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None
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None
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Direct deposit required each statement cycle. If direct deposit not received, then $15 monthly fee and $.25 per check fee after 25
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