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In recognition of our customers' expectation of privacy, Forest Park National Bank and Trust Company has adopted the following privacy statement.

When you visit the Forest Park National Bank and Trust Company Web site, we may collect and store information about your visit on an anonymous, aggregate basis. This information may include the time and length of your visit, and the pages you look at on our site. We use this information only to measure site activity and to develop ideas for improving our site.

There may also be opportunities on our Web site for you to provide us with information about you, such as your name, mailing address and e-mail address. If you choose to share any personal information with us, we may store it and use it for marketing research and other marketing purposes.

The Forest Park National Bank and Trust Company's site may contain links to other Web sites. Forest Park National Bank and Trust Company is not responsible for the privacy practices or the content of such Web sites.

It is important to us at Forest Park National Bank & Trust Company that we protect your account and your privacy, earning your trust. We respect your right to keep personal information confidential, to be secure from fraud, and to avoid unwanted solicitations.

Forest Park National Bank and Trust Company will not disclose confidential customer information unless:

1. The customer consents to the disclosure;

2. The information is provided and requested to complete a transaction that the customer has authorized;

3. The law allows Forest Park National Bank and Trust Company to disclose the information.

Forest Park National Bank and Trust Company requires confidential customer information to be safeguarded at all times, and to be used only for legitimate business purposes.

Confidentiality and Security

We restrict access to nonpublic personal information about you to only employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Categories of Information We Collect

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.
  • Information about your transactions with us, our affiliates, or others, such as: your account balance and payment history.
  • Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.

Categories of Information We May Disclose About You

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law (for example check printing companies).

If you ever have questions or concerns about the integrity of your account information, please contact us at 708-771-3700.

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Forest Park National Bank & Trust Co. is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.

Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage under the FDIC's general deposit insurance program which covers interest bearing accounts to $250,000 per depositor through December 31, 2013.

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